PayPal allows you to accept credit card payments in your own web shop with fees around 3%. You can have a simple "Buy" button or a complete shopping cart at no other cost than the credit card fee.
With over 150 million members in 190 countries and regions, PayPal is the world’s favorite online payment service.
PayPal handles transactions worth 50 million dollars every day. Since PayPal is an easy and secure way to pay, seeing the PayPal payment option during checkout increases buyer confidence and improves sales conversion.
If you run your own web shop, PayPal gives you the following advantages:
- You can implement PayPal’s free full-service shopping cart in your shop.
- PayPal is also supported by many third-party shopping carts, with full payment integration.
- You can start accepting online credit card payments instantly.
- You get a full suite of tools to keep your payment processing running smoothly.
- You can use the PayPal Shipping Center to print UPS shipping labels, pay for shipping, and track packages.
- You can send and receive payments in U.S. Dollars, Canadian Dollars, Australian Dollars, Euros, Pounds Sterling, and Yen.
- All of this without startup or monthly fees. The transaction fees are low, below 3% for most transactions.
and no merchant account is required. Sign up for PayPal now!
PayPal also gives you a simple way to transfer money over the Internet without paying expensive charges:
- Send Money allows you to pay anyone with an email address, e.g. to pay for an online purchase (or send money to your family or friends), or to pay one of your international suppliers online. Just enter the recipient’s email address and the amount you wish to send. You can pay with a credit card or from a checking account.
- Request Money keeps requesting and tracking funds organized and simple. To invoice a customer or send a personal bill, just enter the recipient’s email address and the amount you are requesting. The recipient gets an email and instructions on how to pay you using a credit card or a checking account.
| Typical Merchant Account | PayPal Business Account | |
| Delivery, setup, software, and application fees | $100 – 300 | $0 |
| Monthly fees | $50 – 90 | $0 |
| Gateway fees | $20 – 35 per month + 10 – 20 cents per transaction | $0 |
| Transaction discount rate | 1.9% – 3.5% + 15 – 50 cents | 1.9% – 2.9% + 30 cents |
| Chargeback protection | Exposed to all chargebacks | PayPal’s Seller Protection Policy |
| Monthly reporting | $10 | Free |
| Availability/Contracts | Lengthy application process, minimum 6 month contract | Instant availability, no minimum commitment |
| Verdict |
Sponsored link
|
Note: PayPal’s service builds on the existing financial infrastructure of bank accounts and credit cards and utilizes the world’s most advanced proprietary fraud prevention systems to create a safe, global, real-time payment solution. But it is not a bank, and it’s unfair to think of it as one. After you’ve sent and received payments via PayPal, you should transfer the balance to your bank account.
and no merchant account is required. Sign up for PayPal now!
and no merchant account is required. Sign up for PayPal now!

